Our suite of creditor facing solutions

Crediture Decisions®

Our rule-based automated decision recommendation engine for creditors.

Open Credit Blockchain®

Our public ledger where data furnishers post credit transactions and borrowers can view their own credit activity.

Crediture Score®

Our machine learning computed credit score based upon actual banking behavior and not where borrowers land in a statistical model.

Crediture Pricing®

Our credit pricing optimizer helps creditors set an optimal price that borrowers can safely afford without increasing risk of default.

Crediture Identity®

Our identity verification service validates an applicant against government issued identification and bank account ownership.

Crediture Income Validator®

Our AI powered income validator verifies income stability, even for seasonal workers.