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Credit Thought Leadership Blog

February 2, 2023

Overcoming Credit Market Imperfections: The Demand and Supply for Loanable Funds

January 29, 2023 in Blog

Why Low Income Individuals Lack Access to Credit

Access to credit is a critical component of economic stability and growth. It allows individuals and businesses to purchase homes, start or expand businesses, and afford other important expenses. However,…
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January 8, 2023 in Blog

Principal-Agent Problems in Credit Markets

A “Principal-Agent” Problem arises whenever a Principal, such as a lender or creditor, and Agent, such as a borrower, have conflicting objectives. In typical credit transactions, the agent has a…
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